Credit Card Processing API

What is API?

  • The API (Application Programming Interface) is a component that can be embedded into most of applications, to allow the application to process credit card transactions.
  • The API incorporates with almost all current programming frameworks.

What can API be implemented into?

  • Web Server + API

    API enabled web servers can host web pages that accept credit card payments and process the transactions in a real time manner, which is essential for a eCommerce web site. The API can be directly connected to any shopping cart.

    Also, by extend the web service to smartphones, a business can have a mobile POS on the road.

  • IVR Server + API

    Embed the API into your IVR script to allow the customer to make credit card payments via an automated phone system.

  • RF Server + API

    The RF device is broadly used in the transport/logistics industry. This device could be turned into a credit card terminal allowing the payment to be collected when the goods are delivered.

    An RF device could also be used as a mobile credit card terminal which is ideal for use at exhibitions, fairs and large open area sales.

  • Ternimal Server + API

    If your shop has branches across the country, to share one credit card facility over a terminal may bring significant cost savings.

  • Application Server + API

    Integrating a business application with the API enables your in-house application system to directly process credit card transactions when needed. For example:

    • Call center system
    • Coporate billing system (Telco, Hosting, Facility Provider.....)

What is required for processing credit card payments with API?

  • The most important requirement of using API, is your system needs to be PCI DSS complaint. We can assist you in meeting these compliance requirements.

How can I get a credit card processing API

  • First, you need to have a merchant facility
  • If you do not have one, contact us and we will help you to obtain one from a major bank.


 

For more information info@ipcg.com.au